When you trust your money to a bank, you want to be sure it’s in an account that’s right for you; one that gives you the most for what you need. That’s exactly why Friona State Bank, N A, has so many accounts to choose from. From checking to savings to Certificates of Deposits, you’ll find one account that has all your best interests at heart.

	BASIC FREE CHECKING – A "no service charge", no frills account
	ADVANTAGE CHECKING – Basic checking with added features
	BUSINESS CHECKING – For your business needs
	NOW CHECKING – An interest bearing checking account
	ESP CHECKING – A Club account featuring additional benefits
	REGULAR SAVINGS – Plan for the future
	STUDENT SAVINGS - A "no service charge" savings account for minors
	MONEY MARKET - Business and personal investment accounts available
	CERTIFICATES OF DEPOSIT - Competitive rates for various terms
	INDIVIDUAL RETIREMENT ACCOUNTS - Both Traditional and Roth IRA’S